Obtain a real-time decision and capital within seconds.

What’s a straightforward Loan?

The U.S. Bank Simple Loan is a fast and convenient method for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.

Maybe maybe Not really a U.S. Bank customer that is checking? Explore our bank checking account choices.

What sort of Simple Loan works

• Apply anytime within online and mobile banking, by having a real-time choice 1 and fast access to loan funds
• Borrow as much as $1,000, in $100 increments
• Loan funds deposited directly into your U.S. Bank customer bank checking account
• Repay the loan in three monthly obligations

Easy pricing without any fees that are late prepayment costs.

For each and every $100 borrowed you pay:

$6 charge with automated re re payments from your own U.S. Bank consumer account that is checking

$6 fee with handbook payments

Re re re Payment instance

In the event that you borrow $400 and choose automatic repayments, your cost are $24. You’ll pay straight straight back a complete of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) would be 35.65%.

Simple Loan is just a loan that is high-cost other choices could be available:

• Unsecured loan – your own loan with no security needed
• Bank cards – Use to help make acquisitions or get an advance loan
• Reserve type of credit – a line that is personal of providing overdraft protection

To get going some tips about what you will need.

• You truly must be at the least 18 years old and now have A u.s. That is currentв bank account that’s been available for at the least a few months
• 3 months of recurring direct deposits into a U.S. Leer más Acerca deThat loan option to protect instant income requirements …