Navient, NelNet and Great Lakes are servicers of federal student education loans. Which means your re re re payments to those servicers may count toward your re payment responsibilities for PSLF and for forgiveness through income-driven payment.
Nevertheless, you ought to ensure that the loans you’ve got by using these providers will be the precise loans that qualify underneath the forgiveness that is specific, and that you otherwise be eligible for a forgiveness. As an example, for PSLF, just Direct Loans qualify.
Should your current loans don’t qualify, you’ll combine them right into a loan that is direct purchase to qualify for PSLF along with other loan forgiveness programs under which Direct Loans qualify. But just payments made after consolidation shall count toward your re payment obligations for forgiveness.
The news that is good that, as loan servicers, Navient, NelNet, and Great Lakes will allow you to log in to your path toward loan forgiveness. Make sure to call your servicer to get out which kind of loan you’ve got before relying on loan forgiveness.
Could I have figuratively speaking forgiven if they’re in standard?
No, you truly must be present on your own loans to be eligible for a PSLF. Keep in mind that you have to make 120 qualifying, on-time re re payments before your loan stability could be forgiven. If you’d like assist having your loans in good standing, phone your loan servicer and request assistance. Make sure to inform them you intend to try to get PSLF so on the right path that they put you. Leer más Acerca deAm I able to get education loan forgiveness for my Navient, NelNet or Great Lakes loans? …